FIRE Flowchart
Where does the next dollar go? This app answers that screen by screen, and the answer branches: some screens ask about your own situation and send you down one limb rather than the other. Its target is built from spending you have measured, never from what you earn or a round number. What decides how long the walk takes is your savings rate, not your income and not the market.
Know what you spend
Both expense figures the rest of this depends on come out of here.
where you are now
Secure the floor
Cash, the match, and expensive debt. The half every published ordering agrees on.
ahead of you
Fill the shelters
Where the published orderings stop agreeing, so this is where the app says what it chose.
ahead of you
Size and hold the plan
The target, the rate it rests on, the mix behind that, and the habit that keeps it.
ahead of you
See the whole path
What this app is, and what it is not